Edward Dyer
Mutual Benefits Assocate
Outlook July / August 2019

Customer Connect

Fellow carriers, we are approaching the last few months of the fiscal year and moving closer to our target goal. We have been doing well, but with a strong push over the next two months we can do much better.

Whether you believe it or not, our local community businesses depend on our services, in the same way that we depend on their business. Oftentimes, they don’t realize how instrumental we can be to their businesses until we provide that much needed information or service. Small businesses do count on us to help them grow, and we are the bloodline to their overall success.

EDDM is the perfect way to advertise for a low affordable cost. Our shipping services are the best and most affordable way to get something moving, no matter the location.

The general public is unaware that UPS and FedEx use our services so their packages reach their final destination. In a few months, FedEx will be delivering 7 days a week, and at that time, we will stop delivering their packages. I am confident FedEx will have a hard time matching our exceptional services.

In a few months, our contract will be up. Let’s show the postal service that we are not just letter carriers. We are the backbone of the postal service. Our power and influence within the communities we serve are exactly what keeps the postal service thriving. The revenue that we generate through this program shows that we are a valuable asset to our customers and to the postal service as well.

If you know a friend, family member or a customer that needs our help in growing their business or is interested in saving money on shipping costs. I urge you to submit a lead to a Customer Connect coordinator or shop steward.

MBA
Did you know the MBA Whole Life Insurance plan can be paid up in 20 years? You can obtain this plan for yourself or a family member from 0-80 years of age and the coverage can be from $10,000, to as much as $100,000. For as little as $5.70 to $405 you can acquire that much needed peace of mind. Your premium will remain the same for 20 years whether you pay monthly, annually, or bi-weekly under MBA’s automatic payroll deduction plan. A portion of your premium is allotted to build cash value so that over time your cash value will grow. You can get the money when you finish paying your premiums or at any time you feel that you no longer need this life insurance policy. You may also borrow against your cash value policy at a low interest rate. The MBA Life Insurance plans are affordable, dependable and simple.

Remember it’s never too late to start a plan for the future, whether it’s for you or a family member. If you need more info please contact the branch or go online at Nalc.org/mba. Get started today!

Outlook May / June 2019
Customer Connect
Did you know that June is “Leads” month? This month happens to be the time of year that we ask all carriers to try and bring in at least one lead for the end of the 3rd quarter cycle. Right now, the Customer Connect Program is way behind in generating revenue and we need some help.

The program has generated $793,000 thus far. Our target goal is $2.7 million for the year and regrettably we are currently falling short. The fiscal year is over at the end of September; therefore we only have four months to reach our targeted goal. We trust this goal will be met if everyone participates and gets involved.

Our contract is up in September and our joint efforts now can mean a good bargaining chip when it comes time for our union to negotiate our contact with the postal service. We want to be in the best position possible when it’s time to sit down at the bargaining table and gaining revenue is of great benefit to the United States Postal Service. Just like athletes, who at the end of their contract put up the best stats possible are awarded a great contract; we must put forth the same effort. Let’s get our numbers up and fight for our fair share. Driving in revenue benefits us all.

Mutual Benefit Association
I would like to inform our CCA members about the Mutual Benefit Association Retirement Program. Many carriers may not even be aware that CCAs were not offered the same opportunity to jumpstart their retirement savings when they began their postal service career. Thank goodness that our union was able to create a program to help get them started on their path towards retirement. It’s called the NALC CCA Retirement Savings Plan.

The first things to consider are how much do you want to contribute and how do you want to do it. One simple way is to pay through automatic payroll deductions. A minimum of $15 per pay period is required. You may also increase that amount and/or be billed monthly or annually. Secondly, you will have to decide if you want to grow your money in a Roth IRA or a Traditional IRA. Thirdly, you will be asked to choose how you want to receive your Retirement Savings. The options available are: monthly payments for as long as you live, a joint annuity payable during the joint lifetime of two people, or a lifetime annuity with a guaranteed minimum of 5, 10, 15 or 20 years. You can even make emergency cash withdrawals after the first year; subject to certain minimums and limitations of course. Once you get converted to regular, you can then transfer your money into the Thrift Savings Plan.

Hopefully, I have given you enough information for you to get started. If you need more information, please don’t hesitate to ask your steward to contact me so that I can send you a pamphlet.

Outlook March / April 2019
Customer Connect
I would like to begin by introducing myself. My name is Edward Dyer and I am the Customer Connect Coordinator for Manhattan. I would further like to mention that it has been my pleasure visiting stations to see, hear and speak to the members about the program. Hearing concerns and offering help has been an enjoyable experience for me. By explaining the program’s power, I hope the message is clear; it is in our best interest to get involved. If we can get at least 1 lead per carrier we can be successful. New York is the land of opportunity and revenue can be found everywhere we look. No lead is too small or too big. All carriers are encouraged to find a lead on their route, but may also submit a lead from anywhere in the United States. If you have a friend in a different state who you feel will benefit from the program, please submit that lead.

EDDM is only 19 cents a flyer and we can also help save customers on shipping costs as well. Submit a lead! Together we can show the Postal Service how much we mean to our customers by their participation. Participation is the key to our success. Stay involved.

MBA
MBA was established for the benefit of letter carriers to obtain additional Whole Life Insurance and Hospital Plus policies. One benefit of being a member is that you insure not only yourself, but your family members also. Eligible family members include spouses, children, stepchildren, grand and great grandchildren and/or parents.

There is also a Retirement Savings Plan to consider. CCAs are also eligible to start a retirement plan, which can be transferred to a Thrift Savings Plan once you are converted to full-time status. Remember, it’s a great way to start planning for your future!

For additional info, you can visit the NALC.org website. On the home page, click on Members Benefits, and scroll down to the MBA link. On the MBA home page you can see and browse through all of the available policies. I am sure you will find one that suits your needs.

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