We are presently in Open Season, which runs from Monday, November 8, 2021
through Monday, December 13, 2021. I hope that all of you took the time to examine
your present health plan. If you haven’t already, I encourage you to take a look at the
NALC Health Benefit Plan. It is the best plan in the Federal Employees Health Benefits
(FEBH) Program. It is a health plan created for union letter carriers. You must be a
union member of the NALC to have this plan. Everyone that works at the plan is a union
member. The cost biweekly for self only is $98.28 and for self and family is $202.02.
The NALC Health Plan offers three plans allowing members to select the option that works best for them. The High Option Plan is a nationwide fee-for-service plan with the preferred provider organization (PPO). Our PPO network is Cigna HealthCare Shared Administration OAP Network, and our prescription drug retail network and mail-order pharmacy are through CVS Caremark. The CDHP or Value Option are nationwide consumer-driven health plans with the PPO as well; however, unlike the High Option Plan, the CDHP and Value Option Plans have higher deductible amounts, and in each include a Personal Care Account (funded by the Plan) that is used to offset your out-of-pocket costs. Personally, I prefer the High Option Plan with the lower deductibles and co-pays.
The code to join the NALC Health Plan is 321-Self Only High Option or 322- Self and Family High Option Plan. You can access LiteBlue at https://liteblue.usps. gov or access PostalEase at https://ewss.usps.gov or by telephone at 877-477-3273 (TTY: 866-260-7507).
Annuitants or retirees eligible in the FEHB program can enroll by using OPM’s Open Season Online System at https://retireefehb.opm.gov/Annuitant/ Home/Default, or by calling Open Season Express at 800-767-6738 (TTY: 800- 878-5707). If you have any questions, the customer service representatives are standing by and happy to help you. They can be reach at 888-636-6252.
As always, if you need to contact me with any questions about NALC Health Plan you can call the Branch at 212-239-3901 and leave your name and phone number and I will get back to you as soon as possible (ASAP).
If you are reading my column after Open Season is over on December 13th, 2021, please take a look at the NALC Health Plan in preparation for the next Open Season, which runs every year from the middle of November through the middle of December. If you are a City Carrier Assistant (CCA) that has been or will be converted to a Part Time Flexible Sub (PTFS) at any time during the year, you have exactly 60 days from your conversion date including Saturdays, Sundays and Holidays to join a health plan.
In closing, I want to wish everyone a very happy and safe Holiday Season. Looking forward to a healthy and happy New Year in 2022!