Chartered 1889, Serving the Bronx and Manhattan

Tom Nelson

Health Benefits Representative

NALC Health Benefit

We are presently in Open Season, which runs from Monday, November 8, 2021 through Monday, December 13, 2021. I hope that all of you took the time to examine your present health plan. If you haven’t already, I encourage you to take a look at the NALC Health Benefit Plan. It is the best plan in the Federal Employees Health Benefits (FEBH) Program. It is a health plan created for union letter carriers. You must be a union member of the NALC to have this plan. Everyone that works at the plan is a union member. The cost biweekly for self only is $98.28 and for self and family is $202.02.
The NALC Health Plan offers three plans allowing members to select the option that works best for them. The High Option Plan is a nationwide fee-for-service plan with the preferred provider organization (PPO). Our PPO network is Cigna HealthCare Shared Administration OAP Network, and our prescription drug retail network and mail-order pharmacy are through CVS Caremark. The CDHP or Value Option are nationwide consumer-driven health plans with the PPO as well; however, unlike the High Option Plan, the CDHP and Value Option Plans have higher deductible amounts, and in each include a Personal Care Account (funded by the Plan) that is used to offset your out-of-pocket costs. Personally, I prefer the High Option Plan with the lower deductibles and co-pays.
The code to join the NALC Health Plan is 321-Self Only High Option or 322- Self and Family High Option Plan. You can access LiteBlue at https://liteblue.usps. gov or access PostalEase at or by telephone at 877-477-3273 (TTY: 866-260-7507).
Annuitants or retirees eligible in the FEHB program can enroll by using OPM’s Open Season Online System at Home/Default, or by calling Open Season Express at 800-767-6738 (TTY: 800- 878-5707). If you have any questions, the customer service representatives are standing by and happy to help you. They can be reach at 888-636-6252.
As always, if you need to contact me with any questions about NALC Health Plan you can call the Branch at 212-239-3901 and leave your name and phone number and I will get back to you as soon as possible (ASAP).
If you are reading my column after Open Season is over on December 13th, 2021, please take a look at the NALC Health Plan in preparation for the next Open Season, which runs every year from the middle of November through the middle of December. If you are a City Carrier Assistant (CCA) that has been or will be converted to a Part Time Flexible Sub (PTFS) at any time during the year, you have exactly 60 days from your conversion date including Saturdays, Sundays and Holidays to join a health plan.
In closing, I want to wish everyone a very happy and safe Holiday Season. Looking forward to a healthy and happy New Year in 2022!

Heroes Delivering


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